diff --git a/contracts/pools/erc20.sol b/contracts/pools/erc20.sol
index 286d68c..90f8305 100644
--- a/contracts/pools/erc20.sol
+++ b/contracts/pools/erc20.sol
@@ -155,6 +155,19 @@ contract PoolToken is ReentrancyGuard, DSMath, ERC20Pausable {
       emit LogAddInsurance(tknAmt);
     }
 
+    function withdrawInsurance(uint tknAmt) external payable {
+      require(msg.sender == instaIndex.master(), "not-master");
+      require(tknAmt <= insuranceAmt || tknAmt == uint(-1), "not-enough-insurance");
+      if (tknAmt == uint(-1)) {
+        baseToken.safeTransfer(msg.sender, insuranceAmt);
+        insuranceAmt = 0;
+      } else {
+        baseToken.safeTransfer(msg.sender, tknAmt);
+        insuranceAmt = sub(insuranceAmt, tknAmt);
+      }
+      emit LogAddInsurance(tknAmt);
+    }
+
     function shutdown() external {
       require(msg.sender == instaIndex.master(), "not-master");
       paused() ? _unpause() : _pause();
diff --git a/contracts/pools/eth.sol b/contracts/pools/eth.sol
index b111308..9fcd145 100644
--- a/contracts/pools/eth.sol
+++ b/contracts/pools/eth.sol
@@ -148,6 +148,19 @@ contract PoolToken is ReentrancyGuard, ERC20Pausable, DSMath {
     emit LogAddInsurance(tknAmt);
   }
 
+  function withdrawInsurance(uint tknAmt) external payable {
+    require(msg.sender == instaIndex.master(), "not-master");
+    require(tknAmt <= insuranceAmt || tknAmt == uint(-1), "not-enough-insurance");
+    if (tknAmt == uint(-1)) {
+      msg.sender.transfer(insuranceAmt);
+      insuranceAmt = 0;
+    } else {
+      msg.sender.transfer(tknAmt);
+      insuranceAmt = sub(insuranceAmt, tknAmt);
+    }
+    emit LogAddInsurance(tknAmt);
+  }
+
   function shutdown() external {
     require(msg.sender == instaIndex.master(), "not-master");
     paused() ? _unpause() : _pause();