diff --git a/contracts/protocols/aave_v2.sol b/contracts/protocols/aave_v2.sol
index c480c12..2cf4595 100644
--- a/contracts/protocols/aave_v2.sol
+++ b/contracts/protocols/aave_v2.sol
@@ -152,6 +152,7 @@ contract AaveHelpers is DSMath {
         uint variableBorrowBalance;
         uint supplyRate;
         uint stableBorrowRate;
+        uint userStableBorrowRate;
         uint variableBorrowRate;
         bool isCollateral;
         AaveTokenData aaveTokenData;
@@ -230,7 +231,9 @@ contract AaveHelpers is DSMath {
             tokenData.supplyBalance,
             tokenData.stableBorrowBalance,
             tokenData.variableBorrowBalance,
-            ,,,,,
+            ,,
+            tokenData.userStableBorrowRate,
+            ,,
             tokenData.isCollateral
         ) = aaveData.getUserReserveData(token, user);
 
@@ -300,5 +303,5 @@ contract Resolver is AaveHelpers {
 }
 
 contract InstaAaveV2Resolver is Resolver {
-    string public constant name = "AaveV2-Resolver-v1.3";
+    string public constant name = "AaveV2-Resolver-v1.4";
 }
diff --git a/contracts/protocols/reflexer.sol b/contracts/protocols/reflexer.sol
new file mode 100644
index 0000000..0f03393
--- /dev/null
+++ b/contracts/protocols/reflexer.sol
@@ -0,0 +1,272 @@
+/**
+ *Submitted for verification at Etherscan.io on 2020-07-29
+*/
+
+pragma solidity ^0.6.0;
+pragma experimental ABIEncoderV2;
+
+interface ManagerLike {
+    function collateralTypes(uint) external view returns (bytes32);
+    function ownsSAFE(uint) external view returns (address);
+    function safes(uint) external view returns (address);
+    function safeEngine() external view returns (address);
+}
+
+interface GetSafesLike {
+    function getSafesAsc(address, address) external view returns (uint[] memory, address[] memory, bytes32[] memory);
+}
+
+interface SAFEEngineLike {
+    function collateralTypes(bytes32) external view returns (uint, uint, uint, uint, uint);
+    function coinBalance(address) external view returns (uint);
+    function safes(bytes32, address) external view returns (uint, uint);
+    function tokenCollateral(bytes32, address) external view returns (uint);
+}
+
+interface TaxCollectorLike {
+    function collateralTypes(bytes32) external view returns (uint, uint);
+    function globalStabilityFee() external view returns (uint);
+}
+
+interface OracleRelayerLike {
+    function collateralTypes(bytes32) external view returns (OracleLike, uint, uint);
+    function redemptionRate() external view returns (uint);
+
+}
+
+interface OracleLike {
+    function getResultWithValidity() external view returns (bytes32, bool);
+}
+
+contract DSMath {
+
+    function add(uint x, uint y) internal pure returns (uint z) {
+        require((z = x + y) >= x, "math-not-safe");
+    }
+
+    function sub(uint x, uint y) internal pure returns (uint z) {
+        z = x - y <= x ? x - y : 0;
+    }
+
+    function mul(uint x, uint y) internal pure returns (uint z) {
+        require(y == 0 || (z = x * y) / y == x, "math-not-safe");
+    }
+
+    uint constant WAD = 10 ** 18;
+    uint constant RAY = 10 ** 27;
+
+    function rmul(uint x, uint y) internal pure returns (uint z) {
+        z = add(mul(x, y), RAY / 2) / RAY;
+    }
+
+    function wmul(uint x, uint y) internal pure returns (uint z) {
+        z = add(mul(x, y), WAD / 2) / WAD;
+    }
+
+    function rdiv(uint x, uint y) internal pure returns (uint z) {
+        z = add(mul(x, RAY), y / 2) / y;
+    }
+
+    function wdiv(uint x, uint y) internal pure returns (uint z) {
+        z = add(mul(x, WAD), y / 2) / y;
+    }
+
+}
+
+
+contract Helpers is DSMath {
+
+    struct SafeData {
+        uint id;
+        address owner;
+        string colType;
+        uint collateral;
+        uint debt;
+        uint adjustedDebt;
+        uint liquidatedCol;
+        uint borrowRate;
+        uint colPrice;
+        uint liquidationRatio;
+        address safeAddress;
+    }
+
+    struct ColInfo {
+        uint borrowRate;
+        uint price;
+        uint liquidationRatio;
+        uint debtCeiling;
+        uint debtFloor;
+        uint totalDebt;
+    }
+
+    struct ReflexerAddresses {
+        address manager;
+        address safeEngine;
+        address taxCollector;
+        address oracleRelayer;
+        address getSafes;
+    }
+
+    /**
+     * @dev get Reflexer Address contract
+     */
+    function getReflexerAddresses() public pure returns (ReflexerAddresses memory) {
+        return ReflexerAddresses(
+            0xEfe0B4cA532769a3AE758fD82E1426a03A94F185, // manager
+            0xCC88a9d330da1133Df3A7bD823B95e52511A6962, // safeEngine
+            0xcDB05aEda142a1B0D6044C09C64e4226c1a281EB, // taxCollector
+            0x4ed9C0dCa0479bC64d8f4EB3007126D5791f7851, // oracleRelayer
+            0xdf4BC9aA98cC8eCd90Ba2BEe73aD4a1a9C8d202B  // getSafes
+        );
+    }
+
+    /**
+     * @dev Convert String to bytes32.
+    */
+    function stringToBytes32(string memory str) internal pure returns (bytes32 result) {
+        require(bytes(str).length != 0, "String-Empty");
+        // solium-disable-next-line security/no-inline-assembly
+        assembly {
+            result := mload(add(str, 32))
+        }
+    }
+
+    /**
+     * @dev Convert bytes32 to String.
+    */
+    function bytes32ToString(bytes32 _bytes32) internal pure returns (string memory) {
+        bytes32  _temp;
+        uint count;
+        for (uint256 i; i < 32; i++) {
+            _temp = _bytes32[i];
+            if( _temp != bytes32(0)) {
+                count += 1;
+            }
+        }
+        bytes memory bytesArray = new bytes(count);
+        for (uint256 i; i < count; i++) {
+                bytesArray[i] = (_bytes32[i]);
+        }
+        return (string(bytesArray));
+    }
+
+
+    function getFee(bytes32 collateralType) internal view returns (uint fee) {
+        address taxCollector = getReflexerAddresses().taxCollector;
+        (uint stabilityFee,) = TaxCollectorLike(taxCollector).collateralTypes(collateralType);
+        uint globalStabilityFee = TaxCollectorLike(taxCollector).globalStabilityFee();
+        fee = add(stabilityFee, globalStabilityFee);
+    }
+
+    function getColPrice(bytes32 collateralType) internal view returns (uint price) {
+        address oracleRelayer = getReflexerAddresses().oracleRelayer;
+        address safeEngine = getReflexerAddresses().safeEngine;
+        (, uint safetyCRatio,) = OracleRelayerLike(oracleRelayer).collateralTypes(collateralType);
+        (,,uint spotPrice,,) = SAFEEngineLike(safeEngine).collateralTypes(collateralType);
+        price = rmul(safetyCRatio, spotPrice);
+    }
+
+    function getColRatio(bytes32 collateralType) internal view returns (uint ratio) {
+        address oracleRelayer = getReflexerAddresses().oracleRelayer;
+        (, ratio,) = OracleRelayerLike(oracleRelayer).collateralTypes(collateralType);
+    }
+
+    function getDebtState(bytes32 collateralType) internal view returns (uint debtCeiling, uint debtFloor, uint totalDebt) {
+        address safeEngine = getReflexerAddresses().safeEngine;
+        (uint globalDebt,uint rate,,uint debtCeilingRad, uint debtFloorRad) = SAFEEngineLike(safeEngine).collateralTypes(collateralType);
+        debtCeiling = debtCeilingRad / 10 ** 45;
+        debtFloor = debtFloorRad / 10 ** 45;
+        totalDebt = rmul(globalDebt, rate);
+    }
+}
+
+
+contract SafeResolver is Helpers {
+     function getSafes(address owner) external view returns (SafeData[] memory) {
+        address manager = getReflexerAddresses().manager;
+        address safeManger = getReflexerAddresses().getSafes;
+
+        (uint[] memory ids, address[] memory handlers, bytes32[] memory collateralTypes) = GetSafesLike(safeManger).getSafesAsc(manager, owner);
+        SafeData[] memory safes = new SafeData[](ids.length);
+
+        for (uint i = 0; i < ids.length; i++) {
+            (uint collateral, uint debt) = SAFEEngineLike(ManagerLike(manager).safeEngine()).safes(collateralTypes[i], handlers[i]);
+            (,uint rate, uint priceMargin,,) = SAFEEngineLike(ManagerLike(manager).safeEngine()).collateralTypes(collateralTypes[i]);
+            uint safetyCRatio = getColRatio(collateralTypes[i]);
+
+            safes[i] = SafeData(
+                ids[i],
+                owner,
+                bytes32ToString(collateralTypes[i]),
+                collateral,
+                debt,
+                rmul(debt,rate),
+                SAFEEngineLike(ManagerLike(manager).safeEngine()).tokenCollateral(collateralTypes[i], handlers[i]),
+                getFee(collateralTypes[i]),
+                rmul(priceMargin, safetyCRatio),
+                safetyCRatio,
+                handlers[i]
+            );
+        }
+        return safes;
+    }
+
+    function getSafeById(uint id) external view returns (SafeData memory) {
+        address manager = getReflexerAddresses().manager;
+        address handler = ManagerLike(manager).safes(id);
+        bytes32 collateralType = ManagerLike(manager).collateralTypes(id);
+
+        (uint collateral, uint debt) = SAFEEngineLike(ManagerLike(manager).safeEngine()).safes(collateralType, handler);
+        (,uint rate, uint priceMargin,,) = SAFEEngineLike(ManagerLike(manager).safeEngine()).collateralTypes(collateralType);
+
+        uint safetyCRatio = getColRatio(collateralType);
+
+        uint feeRate = getFee(collateralType);
+        SafeData memory safe = SafeData(
+            id,
+            ManagerLike(manager).ownsSAFE(id),
+            bytes32ToString(collateralType),
+            collateral,
+            debt,
+            rmul(debt,rate),
+            SAFEEngineLike(ManagerLike(manager).safeEngine()).tokenCollateral(collateralType, handler),
+            feeRate,
+            rmul(priceMargin, safetyCRatio),
+            safetyCRatio,
+            handler
+        );
+        return safe;
+    }
+
+    function getColInfo(string[] memory name) public view returns (ColInfo[] memory) {
+        ColInfo[] memory colInfo = new ColInfo[](name.length);
+
+        for (uint i = 0; i < name.length; i++) {
+            bytes32 collateralType = stringToBytes32(name[i]);
+            (uint debtCeiling, uint debtFloor, uint totalDebt) = getDebtState(collateralType);
+            colInfo[i] = ColInfo(
+                getFee(collateralType),
+                getColPrice(collateralType),
+                getColRatio(collateralType),
+                debtCeiling,
+                debtFloor,
+                totalDebt
+            );
+        }
+        return colInfo;
+    }
+
+}
+
+
+contract RedemptionRateResolver is SafeResolver {
+    function getRedemptionRate() external view returns (uint redemptionRate) {
+        address oracleRelayer = getReflexerAddresses().oracleRelayer;
+        redemptionRate = OracleRelayerLike(oracleRelayer).redemptionRate();
+    }
+}
+
+
+contract InstaReflexerResolver is RedemptionRateResolver {
+    string public constant name = "Reflexer-Resolver-v1";
+}
\ No newline at end of file