diff --git a/.github/workflows/stale.yml b/.github/workflows/stale.yml
new file mode 100644
index 00000000..70fc7f9a
--- /dev/null
+++ b/.github/workflows/stale.yml
@@ -0,0 +1,27 @@
+# This workflow warns and then closes issues and PRs that have had no activity for a specified amount of time.
+#
+# You can adjust the behavior by modifying this file.
+# For more information, see:
+# https://github.com/actions/stale
+name: Mark stale issues and pull requests
+
+on:
+  schedule:
+  - cron: '31 4 * * *'
+
+jobs:
+  stale:
+
+    runs-on: ubuntu-latest
+    permissions:
+      issues: write
+      pull-requests: write
+
+    steps:
+    - uses: actions/stale@v3
+      with:
+        repo-token: ${{ secrets.GITHUB_TOKEN }}
+        stale-issue-message: 'Stale issue message'
+        stale-pr-message: 'Stale pull request message'
+        stale-issue-label: 'no-issue-activity'
+        stale-pr-label: 'no-pr-activity'
diff --git a/contracts/arbitrum/connectors/instapool_v4/events.sol b/contracts/arbitrum/connectors/instapool_v4/events.sol
new file mode 100644
index 00000000..9fc1cd40
--- /dev/null
+++ b/contracts/arbitrum/connectors/instapool_v4/events.sol
@@ -0,0 +1,10 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+contract Events {
+    event LogFlashBorrow(address token, uint256 tokenAmt);
+    event LogFlashPayback(address token, uint256 tokenAmt);
+
+    event LogFlashMultiBorrow(address[] token, uint256[] tokenAmts);
+    event LogFlashMultiPayback(address[] token, uint256[] tokenAmts);
+}
\ No newline at end of file
diff --git a/contracts/arbitrum/connectors/instapool_v4/interfaces.sol b/contracts/arbitrum/connectors/instapool_v4/interfaces.sol
new file mode 100644
index 00000000..c5a40fd4
--- /dev/null
+++ b/contracts/arbitrum/connectors/instapool_v4/interfaces.sol
@@ -0,0 +1,11 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+interface InstaFlashV4Interface {
+    function flashLoan(address[] memory tokens, uint256[] memory amts, uint route, bytes memory data, bytes memory extraData) external;
+}
+
+interface AccountInterface {
+    function enable(address) external;
+    function disable(address) external;
+}
diff --git a/contracts/arbitrum/connectors/instapool_v4/main.sol b/contracts/arbitrum/connectors/instapool_v4/main.sol
new file mode 100644
index 00000000..d11e9639
--- /dev/null
+++ b/contracts/arbitrum/connectors/instapool_v4/main.sol
@@ -0,0 +1,138 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+/**
+ * @title Instapool.
+ * @dev Inbuilt Flash Loan in DSA
+ */
+
+import { SafeERC20 } from "@openzeppelin/contracts/token/ERC20/SafeERC20.sol";
+import { Address } from "@openzeppelin/contracts/utils/Address.sol";
+import { IERC20 } from "@openzeppelin/contracts/token/ERC20/IERC20.sol";
+import { TokenInterface } from "../../common/interfaces.sol";
+import { AccountInterface } from "./interfaces.sol";
+import { Stores } from "../../common/stores.sol";
+import { Variables } from "./variables.sol";
+import { Events } from "./events.sol";
+
+contract LiquidityResolver is Stores, Variables, Events {
+    using SafeERC20 for IERC20;
+
+    /**
+     * @dev Borrow Flashloan and Cast spells.
+     * @notice Borrow Flashloan and Cast spells.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashBorrowAndCast(
+        address token,
+        uint amt,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        address[] memory tokens_ = new address[](1);
+        tokens_[0] = token;
+        uint[] memory amts_ = new uint[](1);
+        amts_[0] = amt;
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+
+        _eventName = "LogFlashBorrow(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Return token to InstaPool.
+     * @notice Return token to InstaPool.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param getId Get token amount at this ID from `InstaMemory` Contract.
+     * @param setId Set token amount at this ID in `InstaMemory` Contract.
+    */
+    function flashPayback(
+        address token,
+        uint amt,
+        uint getId,
+        uint setId
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        uint _amt = getUint(getId, amt);
+        
+        IERC20 tokenContract = IERC20(token);
+
+        tokenContract.safeTransfer(address(instaPool), _amt);
+
+        setUint(setId, _amt);
+
+        _eventName = "LogFlashPayback(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Borrow multi-tokens Flashloan and Cast spells.
+     * @notice Borrow multi-tokens Flashloan and Cast spells.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashMultiBorrowAndCast(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+        _eventName = "LogFlashMultiBorrow(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+    /**
+     * @dev Return multi-tokens to InstaPool.
+     * @notice Return multi-tokens to InstaPool.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param getIds Array of getId token amounts.
+     * @param setIds Array of setId token amounts.
+    */
+    function flashMultiPayback(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint[] memory getIds,
+        uint[] memory setIds
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        for (uint i = 0; i < tokens_.length; i++) {
+            amts_[i] = getUint(getIds[i], amts_[i]);
+
+            IERC20(tokens_[i]).safeTransfer(address(instaPool), amts_[i]);
+
+            setUint(setIds[i], amts_[i]);
+        }
+
+        _eventName = "LogFlashMultiPayback(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+}
+
+contract ConnectV2InstaPoolV4 is LiquidityResolver {
+    string public name = "Instapool-v4";
+}
diff --git a/contracts/arbitrum/connectors/instapool_v4/variables.sol b/contracts/arbitrum/connectors/instapool_v4/variables.sol
new file mode 100644
index 00000000..fc2cae72
--- /dev/null
+++ b/contracts/arbitrum/connectors/instapool_v4/variables.sol
@@ -0,0 +1,13 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+import { InstaFlashV4Interface } from "./interfaces.sol";
+
+contract Variables {
+
+    /**
+    * @dev Instapool contract proxy
+    */
+    InstaFlashV4Interface public constant instaPool = InstaFlashV4Interface(address(0)); // TODO: update address
+
+}
\ No newline at end of file
diff --git a/contracts/avalanche/connectors/instapool_v4/events.sol b/contracts/avalanche/connectors/instapool_v4/events.sol
new file mode 100644
index 00000000..9fc1cd40
--- /dev/null
+++ b/contracts/avalanche/connectors/instapool_v4/events.sol
@@ -0,0 +1,10 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+contract Events {
+    event LogFlashBorrow(address token, uint256 tokenAmt);
+    event LogFlashPayback(address token, uint256 tokenAmt);
+
+    event LogFlashMultiBorrow(address[] token, uint256[] tokenAmts);
+    event LogFlashMultiPayback(address[] token, uint256[] tokenAmts);
+}
\ No newline at end of file
diff --git a/contracts/avalanche/connectors/instapool_v4/interfaces.sol b/contracts/avalanche/connectors/instapool_v4/interfaces.sol
new file mode 100644
index 00000000..c5a40fd4
--- /dev/null
+++ b/contracts/avalanche/connectors/instapool_v4/interfaces.sol
@@ -0,0 +1,11 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+interface InstaFlashV4Interface {
+    function flashLoan(address[] memory tokens, uint256[] memory amts, uint route, bytes memory data, bytes memory extraData) external;
+}
+
+interface AccountInterface {
+    function enable(address) external;
+    function disable(address) external;
+}
diff --git a/contracts/avalanche/connectors/instapool_v4/main.sol b/contracts/avalanche/connectors/instapool_v4/main.sol
new file mode 100644
index 00000000..d11e9639
--- /dev/null
+++ b/contracts/avalanche/connectors/instapool_v4/main.sol
@@ -0,0 +1,138 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+/**
+ * @title Instapool.
+ * @dev Inbuilt Flash Loan in DSA
+ */
+
+import { SafeERC20 } from "@openzeppelin/contracts/token/ERC20/SafeERC20.sol";
+import { Address } from "@openzeppelin/contracts/utils/Address.sol";
+import { IERC20 } from "@openzeppelin/contracts/token/ERC20/IERC20.sol";
+import { TokenInterface } from "../../common/interfaces.sol";
+import { AccountInterface } from "./interfaces.sol";
+import { Stores } from "../../common/stores.sol";
+import { Variables } from "./variables.sol";
+import { Events } from "./events.sol";
+
+contract LiquidityResolver is Stores, Variables, Events {
+    using SafeERC20 for IERC20;
+
+    /**
+     * @dev Borrow Flashloan and Cast spells.
+     * @notice Borrow Flashloan and Cast spells.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashBorrowAndCast(
+        address token,
+        uint amt,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        address[] memory tokens_ = new address[](1);
+        tokens_[0] = token;
+        uint[] memory amts_ = new uint[](1);
+        amts_[0] = amt;
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+
+        _eventName = "LogFlashBorrow(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Return token to InstaPool.
+     * @notice Return token to InstaPool.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param getId Get token amount at this ID from `InstaMemory` Contract.
+     * @param setId Set token amount at this ID in `InstaMemory` Contract.
+    */
+    function flashPayback(
+        address token,
+        uint amt,
+        uint getId,
+        uint setId
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        uint _amt = getUint(getId, amt);
+        
+        IERC20 tokenContract = IERC20(token);
+
+        tokenContract.safeTransfer(address(instaPool), _amt);
+
+        setUint(setId, _amt);
+
+        _eventName = "LogFlashPayback(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Borrow multi-tokens Flashloan and Cast spells.
+     * @notice Borrow multi-tokens Flashloan and Cast spells.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashMultiBorrowAndCast(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+        _eventName = "LogFlashMultiBorrow(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+    /**
+     * @dev Return multi-tokens to InstaPool.
+     * @notice Return multi-tokens to InstaPool.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param getIds Array of getId token amounts.
+     * @param setIds Array of setId token amounts.
+    */
+    function flashMultiPayback(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint[] memory getIds,
+        uint[] memory setIds
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        for (uint i = 0; i < tokens_.length; i++) {
+            amts_[i] = getUint(getIds[i], amts_[i]);
+
+            IERC20(tokens_[i]).safeTransfer(address(instaPool), amts_[i]);
+
+            setUint(setIds[i], amts_[i]);
+        }
+
+        _eventName = "LogFlashMultiPayback(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+}
+
+contract ConnectV2InstaPoolV4 is LiquidityResolver {
+    string public name = "Instapool-v4";
+}
diff --git a/contracts/avalanche/connectors/instapool_v4/variables.sol b/contracts/avalanche/connectors/instapool_v4/variables.sol
new file mode 100644
index 00000000..fc2cae72
--- /dev/null
+++ b/contracts/avalanche/connectors/instapool_v4/variables.sol
@@ -0,0 +1,13 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+import { InstaFlashV4Interface } from "./interfaces.sol";
+
+contract Variables {
+
+    /**
+    * @dev Instapool contract proxy
+    */
+    InstaFlashV4Interface public constant instaPool = InstaFlashV4Interface(address(0)); // TODO: update address
+
+}
\ No newline at end of file
diff --git a/contracts/mainnet/connectors/instapool_v4/events.sol b/contracts/mainnet/connectors/instapool_v4/events.sol
new file mode 100644
index 00000000..9fc1cd40
--- /dev/null
+++ b/contracts/mainnet/connectors/instapool_v4/events.sol
@@ -0,0 +1,10 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+contract Events {
+    event LogFlashBorrow(address token, uint256 tokenAmt);
+    event LogFlashPayback(address token, uint256 tokenAmt);
+
+    event LogFlashMultiBorrow(address[] token, uint256[] tokenAmts);
+    event LogFlashMultiPayback(address[] token, uint256[] tokenAmts);
+}
\ No newline at end of file
diff --git a/contracts/mainnet/connectors/instapool_v4/interfaces.sol b/contracts/mainnet/connectors/instapool_v4/interfaces.sol
new file mode 100644
index 00000000..c5a40fd4
--- /dev/null
+++ b/contracts/mainnet/connectors/instapool_v4/interfaces.sol
@@ -0,0 +1,11 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+interface InstaFlashV4Interface {
+    function flashLoan(address[] memory tokens, uint256[] memory amts, uint route, bytes memory data, bytes memory extraData) external;
+}
+
+interface AccountInterface {
+    function enable(address) external;
+    function disable(address) external;
+}
diff --git a/contracts/mainnet/connectors/instapool_v4/main.sol b/contracts/mainnet/connectors/instapool_v4/main.sol
new file mode 100644
index 00000000..da3a159f
--- /dev/null
+++ b/contracts/mainnet/connectors/instapool_v4/main.sol
@@ -0,0 +1,136 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+/**
+ * @title Instapool.
+ * @dev Inbuilt Flash Loan in DSA
+ */
+
+import { SafeERC20 } from "@openzeppelin/contracts/token/ERC20/SafeERC20.sol";
+import { IERC20 } from "@openzeppelin/contracts/token/ERC20/IERC20.sol";
+import { AccountInterface } from "./interfaces.sol";
+import { Stores } from "../../common/stores.sol";
+import { Variables } from "./variables.sol";
+import { Events } from "./events.sol";
+
+contract LiquidityResolver is Stores, Variables, Events {
+    using SafeERC20 for IERC20;
+
+    /**
+     * @dev Borrow Flashloan and Cast spells.
+     * @notice Borrow Flashloan and Cast spells.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashBorrowAndCast(
+        address token,
+        uint amt,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        address[] memory tokens_ = new address[](1);
+        tokens_[0] = token;
+        uint[] memory amts_ = new uint[](1);
+        amts_[0] = amt;
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+
+        _eventName = "LogFlashBorrow(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Return token to InstaPool.
+     * @notice Return token to InstaPool.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param getId Get token amount at this ID from `InstaMemory` Contract.
+     * @param setId Set token amount at this ID in `InstaMemory` Contract.
+    */
+    function flashPayback(
+        address token,
+        uint amt,
+        uint getId,
+        uint setId
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        uint _amt = getUint(getId, amt);
+        
+        IERC20 tokenContract = IERC20(token);
+
+        tokenContract.safeTransfer(address(instaPool), _amt);
+
+        setUint(setId, _amt);
+
+        _eventName = "LogFlashPayback(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Borrow multi-tokens Flashloan and Cast spells.
+     * @notice Borrow multi-tokens Flashloan and Cast spells.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashMultiBorrowAndCast(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+        _eventName = "LogFlashMultiBorrow(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+    /**
+     * @dev Return multi-tokens to InstaPool.
+     * @notice Return multi-tokens to InstaPool.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param getIds Array of getId token amounts.
+     * @param setIds Array of setId token amounts.
+    */
+    function flashMultiPayback(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint[] memory getIds,
+        uint[] memory setIds
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        for (uint i = 0; i < tokens_.length; i++) {
+            amts_[i] = getUint(getIds[i], amts_[i]);
+
+        IERC20(tokens_[i]).safeTransfer(address(instaPool), amts_[i]);
+
+            setUint(setIds[i], amts_[i]);
+        }
+
+        _eventName = "LogFlashMultiPayback(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+}
+
+contract ConnectV2InstaPoolV4 is LiquidityResolver {
+    string public name = "Instapool-v4";
+}
diff --git a/contracts/mainnet/connectors/instapool_v4/variables.sol b/contracts/mainnet/connectors/instapool_v4/variables.sol
new file mode 100644
index 00000000..9f8e350c
--- /dev/null
+++ b/contracts/mainnet/connectors/instapool_v4/variables.sol
@@ -0,0 +1,13 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+import { InstaFlashV4Interface } from "./interfaces.sol";
+
+contract Variables {
+
+    /**
+    * @dev Instapool contract proxy
+    */
+    InstaFlashV4Interface public constant instaPool = InstaFlashV4Interface(0x619Ad2D02dBeE6ebA3CDbDA3F98430410e892882);
+
+}
\ No newline at end of file
diff --git a/contracts/mainnet/connectors/universeFinance/events.sol b/contracts/mainnet/connectors/universeFinance/events.sol
new file mode 100644
index 00000000..325ef399
--- /dev/null
+++ b/contracts/mainnet/connectors/universeFinance/events.sol
@@ -0,0 +1,20 @@
+pragma solidity ^0.7.0;
+
+contract Events {
+
+    event LogDeposit(
+        address indexed universeVault,
+        uint256 amountA,
+        uint256 amountB,
+        uint256 share0,
+        uint256 share1
+    );
+
+    event LogWithdraw(
+        address indexed universeVault,
+        uint256 amountA,
+        uint256 amountB,
+        uint256 share0,
+        uint256 share1
+    );
+}
diff --git a/contracts/mainnet/connectors/universeFinance/helpers.sol b/contracts/mainnet/connectors/universeFinance/helpers.sol
new file mode 100644
index 00000000..e9a9c6cc
--- /dev/null
+++ b/contracts/mainnet/connectors/universeFinance/helpers.sol
@@ -0,0 +1,43 @@
+pragma solidity ^0.7.6;
+
+import {TokenInterface} from "../../common/interfaces.sol";
+import {DSMath} from "../../common/math.sol";
+import {Basic} from "../../common/basic.sol";
+
+import  "./interface.sol";
+
+abstract contract Helpers is DSMath, Basic {
+
+    IUniverseAdapter constant universeAdapter = IUniverseAdapter(0x876861Ad49f911442720cF97c9b3fCe4070F07d5);
+
+    function _deposit(
+        address universeVault,
+        uint256 amount0,
+        uint256 amount1
+    ) internal returns(uint256, uint256){
+        return universeAdapter.depositProxy(universeVault, amount0, amount1);
+    }
+
+    function _withdraw(
+        address universeVault,
+        uint256 share0,
+        uint256 share1
+    ) internal returns(uint256, uint256){
+        require(share0 > 0 || share1 > 0, "ZERO");
+        return IVaultV3(universeVault).withdraw(share0, share1);
+    }
+
+    function _approve(address universeVault, uint256 amount0, uint256 amount1) internal {
+        IVaultV3 universe = IVaultV3(universeVault);
+        TokenInterface token;
+        if (amount0 > 0) {
+            token = universe.token0();
+            token.approve(address(universeAdapter), amount0);
+        }
+        if (amount1 > 0) {
+            token = universe.token1();
+            token.approve(address(universeAdapter), amount1);
+        }
+    }
+
+}
diff --git a/contracts/mainnet/connectors/universeFinance/interface.sol b/contracts/mainnet/connectors/universeFinance/interface.sol
new file mode 100644
index 00000000..cfc8ab8c
--- /dev/null
+++ b/contracts/mainnet/connectors/universeFinance/interface.sol
@@ -0,0 +1,24 @@
+pragma solidity ^0.7.6;
+
+import "../../common/interfaces.sol";
+
+pragma abicoder v2;
+
+interface IUniverseAdapter {
+
+    function depositProxy(
+        address universeVault,
+        uint256 amount0,
+        uint256 amount1
+    ) external returns(uint256, uint256);
+
+}
+
+interface IVaultV3 {
+
+    function token0() external returns(TokenInterface);
+
+    function token1() external returns(TokenInterface);
+
+    function withdraw(uint256 share0, uint256 share1) external returns(uint256, uint256);
+}
diff --git a/contracts/mainnet/connectors/universeFinance/main.sol b/contracts/mainnet/connectors/universeFinance/main.sol
new file mode 100644
index 00000000..97e22010
--- /dev/null
+++ b/contracts/mainnet/connectors/universeFinance/main.sol
@@ -0,0 +1,92 @@
+pragma solidity ^0.7.6;
+pragma abicoder v2;
+
+/**
+ * @title Universe finance
+ * @dev Maximising uniswap v3 returns
+ */
+
+import {TokenInterface} from "../../common/interfaces.sol";
+import {Helpers} from "./helpers.sol";
+import {Events} from "./events.sol";
+
+abstract contract UniverseFinanceConnect is Helpers, Events {
+    /**
+     * @notice Deposit in Universe Vault by Adapter
+     * @dev Deposit in universe vault
+     * @param universeVault Universe Official Vault Address
+     * @param amountA Amount of tokenA
+     * @param amountB Amount of tokenB
+     * @param getIds ID to retrieve amountA and amountB
+     * @param setIds ID to store amountA and amountB
+     */
+    function deposit(
+        address universeVault,
+        uint256 amountA,
+        uint256 amountB,
+        uint256[] calldata getIds,
+        uint256[] calldata setIds
+    )
+        external
+        payable
+        returns (string memory _eventName, bytes memory _eventParam)
+    {
+        amountA = getUint(getIds[0], amountA);
+        amountB = getUint(getIds[1], amountB);
+        _approve(universeVault, amountA, amountB);
+        (uint256 share0, uint256 share1) = _deposit(
+            universeVault,
+            amountA,
+            amountB
+        );
+        setUint(setIds[0], share0);
+        setUint(setIds[1], share1);
+        // EVENT
+        _eventName = "LogDeposit(address,uint256,uint256,uint256,uint256)";
+        _eventParam = abi.encode(
+            universeVault,
+            amountA,
+            amountB,
+            share0,
+            share1
+        );
+    }
+
+    /**
+     * @notice Withdraw Token0 & Token1 From Universe Vault
+     * @dev Withdraw supplied token0 and token1 from universe vault
+     * @param universeVault Universe Official Vault Address
+     * @param share0 Amount of uToken0.
+     * @param share1 Amount of uToken1.
+     * @param getIds ID to retrieve amount of output token
+     * @param setIds stores the amount of output tokens
+     */
+    function withdraw(
+        address universeVault,
+        uint256 share0,
+        uint256 share1,
+        uint256[] calldata getIds,
+        uint256[] calldata setIds
+    )
+        external
+        payable
+        returns (string memory _eventName, bytes memory _eventParam)
+    {
+        share0 = getUint(getIds[0], share0);
+        share1 = getUint(getIds[1], share1);
+        (uint256 _amtA, uint256 _amtB) = _withdraw(
+            universeVault,
+            share0,
+            share1
+        );
+        setUint(setIds[0], _amtA);
+        setUint(setIds[1], _amtB);
+        // EVENT
+        _eventName = "LogWithdraw(address,uint256,uint256,uint256,uint256)";
+        _eventParam = abi.encode(universeVault, _amtA, _amtB, share0, share1);
+    }
+}
+
+contract ConnectV2UniverseFinance is UniverseFinanceConnect {
+    string public constant name = "UniverseFinance-v1";
+}
diff --git a/contracts/polygon/connectors/instapool_v4/events.sol b/contracts/polygon/connectors/instapool_v4/events.sol
new file mode 100644
index 00000000..9fc1cd40
--- /dev/null
+++ b/contracts/polygon/connectors/instapool_v4/events.sol
@@ -0,0 +1,10 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+contract Events {
+    event LogFlashBorrow(address token, uint256 tokenAmt);
+    event LogFlashPayback(address token, uint256 tokenAmt);
+
+    event LogFlashMultiBorrow(address[] token, uint256[] tokenAmts);
+    event LogFlashMultiPayback(address[] token, uint256[] tokenAmts);
+}
\ No newline at end of file
diff --git a/contracts/polygon/connectors/instapool_v4/interfaces.sol b/contracts/polygon/connectors/instapool_v4/interfaces.sol
new file mode 100644
index 00000000..c5a40fd4
--- /dev/null
+++ b/contracts/polygon/connectors/instapool_v4/interfaces.sol
@@ -0,0 +1,11 @@
+pragma solidity >=0.7.0;
+pragma experimental ABIEncoderV2;
+
+interface InstaFlashV4Interface {
+    function flashLoan(address[] memory tokens, uint256[] memory amts, uint route, bytes memory data, bytes memory extraData) external;
+}
+
+interface AccountInterface {
+    function enable(address) external;
+    function disable(address) external;
+}
diff --git a/contracts/polygon/connectors/instapool_v4/main.sol b/contracts/polygon/connectors/instapool_v4/main.sol
new file mode 100644
index 00000000..d11e9639
--- /dev/null
+++ b/contracts/polygon/connectors/instapool_v4/main.sol
@@ -0,0 +1,138 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+/**
+ * @title Instapool.
+ * @dev Inbuilt Flash Loan in DSA
+ */
+
+import { SafeERC20 } from "@openzeppelin/contracts/token/ERC20/SafeERC20.sol";
+import { Address } from "@openzeppelin/contracts/utils/Address.sol";
+import { IERC20 } from "@openzeppelin/contracts/token/ERC20/IERC20.sol";
+import { TokenInterface } from "../../common/interfaces.sol";
+import { AccountInterface } from "./interfaces.sol";
+import { Stores } from "../../common/stores.sol";
+import { Variables } from "./variables.sol";
+import { Events } from "./events.sol";
+
+contract LiquidityResolver is Stores, Variables, Events {
+    using SafeERC20 for IERC20;
+
+    /**
+     * @dev Borrow Flashloan and Cast spells.
+     * @notice Borrow Flashloan and Cast spells.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashBorrowAndCast(
+        address token,
+        uint amt,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        address[] memory tokens_ = new address[](1);
+        tokens_[0] = token;
+        uint[] memory amts_ = new uint[](1);
+        amts_[0] = amt;
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+
+        _eventName = "LogFlashBorrow(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Return token to InstaPool.
+     * @notice Return token to InstaPool.
+     * @param token Token Address.
+     * @param amt Token Amount.
+     * @param getId Get token amount at this ID from `InstaMemory` Contract.
+     * @param setId Set token amount at this ID in `InstaMemory` Contract.
+    */
+    function flashPayback(
+        address token,
+        uint amt,
+        uint getId,
+        uint setId
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        uint _amt = getUint(getId, amt);
+        
+        IERC20 tokenContract = IERC20(token);
+
+        tokenContract.safeTransfer(address(instaPool), _amt);
+
+        setUint(setId, _amt);
+
+        _eventName = "LogFlashPayback(address,uint256)";
+        _eventParam = abi.encode(token, amt);
+    }
+
+    /**
+     * @dev Borrow multi-tokens Flashloan and Cast spells.
+     * @notice Borrow multi-tokens Flashloan and Cast spells.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param route Flashloan source route.
+     * @param data targets & data for cast.
+     * @param extraData to be kept bytes(0) in most cases. Can be useful to decide data for some particular routes
+     */
+    function flashMultiBorrowAndCast(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint route,
+        bytes memory data,
+        bytes memory extraData
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        AccountInterface(address(this)).enable(address(instaPool));
+        (string[] memory _targets, bytes[] memory callDatas) = abi.decode(data, (string[], bytes[]));
+
+        bytes memory callData_ = abi.encodeWithSignature("cast(string[],bytes[],address)", _targets, callDatas, address(instaPool));
+
+        instaPool.flashLoan(tokens_, amts_, route, callData_, extraData);
+
+        AccountInterface(address(this)).disable(address(instaPool));
+        _eventName = "LogFlashMultiBorrow(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+    /**
+     * @dev Return multi-tokens to InstaPool.
+     * @notice Return multi-tokens to InstaPool.
+     * @param tokens_ Array of Token Addresses.
+     * @param amts_ Array of Token Amounts.
+     * @param getIds Array of getId token amounts.
+     * @param setIds Array of setId token amounts.
+    */
+    function flashMultiPayback(
+        address[] memory tokens_,
+        uint[] memory amts_,
+        uint[] memory getIds,
+        uint[] memory setIds
+    ) external payable returns (string memory _eventName, bytes memory _eventParam) {
+        for (uint i = 0; i < tokens_.length; i++) {
+            amts_[i] = getUint(getIds[i], amts_[i]);
+
+            IERC20(tokens_[i]).safeTransfer(address(instaPool), amts_[i]);
+
+            setUint(setIds[i], amts_[i]);
+        }
+
+        _eventName = "LogFlashMultiPayback(address[],uint256[])";
+        _eventParam = abi.encode(tokens_, amts_);
+    }
+
+}
+
+contract ConnectV2InstaPoolV4 is LiquidityResolver {
+    string public name = "Instapool-v4";
+}
diff --git a/contracts/polygon/connectors/instapool_v4/variables.sol b/contracts/polygon/connectors/instapool_v4/variables.sol
new file mode 100644
index 00000000..fc2cae72
--- /dev/null
+++ b/contracts/polygon/connectors/instapool_v4/variables.sol
@@ -0,0 +1,13 @@
+pragma solidity ^0.7.0;
+pragma experimental ABIEncoderV2;
+
+import { InstaFlashV4Interface } from "./interfaces.sol";
+
+contract Variables {
+
+    /**
+    * @dev Instapool contract proxy
+    */
+    InstaFlashV4Interface public constant instaPool = InstaFlashV4Interface(address(0)); // TODO: update address
+
+}
\ No newline at end of file
diff --git a/contracts/polygon/connectors/wmatic/events.sol b/contracts/polygon/connectors/wmatic/events.sol
new file mode 100644
index 00000000..f8ec366a
--- /dev/null
+++ b/contracts/polygon/connectors/wmatic/events.sol
@@ -0,0 +1,6 @@
+pragma solidity ^0.7.0;
+
+contract Events {
+    event LogDeposit(uint256 tokenAmt, uint256 getId, uint256 setId);
+    event LogWithdraw(uint256 tokenAmt, uint256 getId, uint256 setId);
+}
diff --git a/contracts/polygon/connectors/wmatic/helpers.sol b/contracts/polygon/connectors/wmatic/helpers.sol
new file mode 100644
index 00000000..bfc084ae
--- /dev/null
+++ b/contracts/polygon/connectors/wmatic/helpers.sol
@@ -0,0 +1,8 @@
+pragma solidity ^0.7.0;
+
+import { TokenInterface } from "../../common/interfaces.sol";
+
+
+abstract contract Helpers  {
+    TokenInterface constant internal wmaticContract = TokenInterface(0x0d500B1d8E8eF31E21C99d1Db9A6444d3ADf1270);
+}
diff --git a/contracts/polygon/connectors/wmatic/main.sol b/contracts/polygon/connectors/wmatic/main.sol
new file mode 100644
index 00000000..1f15c12b
--- /dev/null
+++ b/contracts/polygon/connectors/wmatic/main.sol
@@ -0,0 +1,65 @@
+pragma solidity ^0.7.0;
+
+/**
+ * @title WMATIC.
+ * @dev Wrap and Unwrap WMATIC.
+ */
+
+import { DSMath } from "../../common/math.sol";
+import { Basic } from "../../common/basic.sol";
+import { Events } from "./events.sol";
+import { Helpers } from "./helpers.sol";
+
+abstract contract Resolver is Events, DSMath, Basic, Helpers {
+
+    /**
+     * @dev Deposit MATIC into WMATIC.
+     * @notice Wrap MATIC into WMATIC
+     * @param amt The amount of MATIC to deposit. (For max: `uint256(-1)`)
+     * @param getId ID to retrieve amt.
+     * @param setId ID stores the amount of MATIC deposited.
+     */
+    function deposit(
+        uint256 amt,
+        uint256 getId,
+        uint256 setId
+    ) public payable returns (string memory _eventName, bytes memory _eventParam) {
+        uint _amt = getUint(getId, amt);
+
+        _amt = _amt == uint(-1) ? address(this).balance : _amt;
+        wmaticContract.deposit{value: _amt}();
+        
+        setUint(setId, _amt);
+
+        _eventName = "LogDeposit(uint256,uint256,uint256)";
+        _eventParam = abi.encode(_amt, getId, setId);
+    }
+
+    /**
+     * @dev Withdraw MATIC from WMATIC from Smart  Account
+     * @notice Unwrap MATIC from WMATIC
+     * @param amt The amount of wmatic to withdraw. (For max: `uint256(-1)`)
+     * @param getId ID to retrieve amt.
+     * @param setId ID stores the amount of MATIC withdrawn.
+     */
+    function withdraw(
+        uint amt,
+        uint getId,
+        uint setId
+    ) public payable returns (string memory _eventName, bytes memory _eventParam) {
+        uint _amt = getUint(getId, amt);
+
+        _amt = _amt == uint(-1) ? wmaticContract.balanceOf(address(this)) : _amt;
+        approve(wmaticContract, wmaticAddr, _amt);
+        wmaticContract.withdraw(_amt);
+
+        setUint(setId, _amt);
+
+        _eventName = "LogWithdraw(uint256,uint256,uint256)";
+        _eventParam = abi.encode(_amt, getId, setId);
+    }
+}
+
+contract ConnectV2WMATICPolygon is Resolver {
+    string constant public name = "WMATIC-v1.0";
+}