diff --git a/contracts/connectors/refinance.sol b/contracts/connectors/refinance.sol
index 92b7a7b..58de11f 100644
--- a/contracts/connectors/refinance.sol
+++ b/contracts/connectors/refinance.sol
@@ -17,6 +17,7 @@ interface TokenInterface {
 // Compound Helpers
 interface CTokenInterface {
     function mint(uint mintAmount) external returns (uint);
+    function redeem(uint redeemTokens) external returns (uint);
     function borrow(uint borrowAmount) external returns (uint);
     function repayBorrow(uint repayAmount) external returns (uint);
 
@@ -29,8 +30,6 @@ interface CTokenInterface {
 interface CETHInterface {
     function mint() external payable;
     function repayBorrow() external payable;
-    // function repayBorrowBehalf(address borrower) external payable;
-    // function liquidateBorrow(address borrower, address cTokenCollateral) external payable;
 }
 
 interface InstaMapping {
@@ -40,9 +39,6 @@ interface InstaMapping {
 
 interface ComptrollerInterface {
     function enterMarkets(address[] calldata cTokens) external returns (uint[] memory);
-    // function exitMarket(address cTokenAddress) external returns (uint);
-    // function getAssetsIn(address account) external view returns (address[] memory);
-    // function getAccountLiquidity(address account) external view returns (uint, uint, uint);
 }
 // End Compound Helpers
 
@@ -107,14 +103,6 @@ interface AaveV2Interface {
     ) external;
     function repay(address _asset, uint256 _amount, uint256 _rateMode, address _onBehalfOf) external;
     function setUserUseReserveAsCollateral(address _asset, bool _useAsCollateral) external;
-    function getUserAccountData(address user) external view returns (
-        uint256 totalCollateralETH,
-        uint256 totalDebtETH,
-        uint256 availableBorrowsETH,
-        uint256 currentLiquidationThreshold,
-        uint256 ltv,
-        uint256 healthFactor
-    );
 }
 
 interface AaveV2LendingPoolProviderInterface {
@@ -137,59 +125,6 @@ interface AaveV2DataProviderInterface {
 }
 // End Aave v2 Helpers
 
-// MakerDAO Helpers
-interface ManagerLike {
-    function cdpCan(address, uint, address) external view returns (uint);
-    function ilks(uint) external view returns (bytes32);
-    function last(address) external view returns (uint);
-    function count(address) external view returns (uint);
-    function owns(uint) external view returns (address);
-    function urns(uint) external view returns (address);
-    function vat() external view returns (address);
-    function open(bytes32, address) external returns (uint);
-    function give(uint, address) external;
-    function frob(uint, int, int) external;
-    function flux(uint, address, uint) external;
-    function move(uint, address, uint) external;
-}
-
-interface VatLike {
-    function can(address, address) external view returns (uint);
-    function ilks(bytes32) external view returns (uint, uint, uint, uint, uint);
-    function dai(address) external view returns (uint);
-    function urns(bytes32, address) external view returns (uint, uint);
-    function frob(
-        bytes32,
-        address,
-        address,
-        address,
-        int,
-        int
-    ) external;
-    function hope(address) external;
-    function move(address, address, uint) external;
-    function gem(bytes32, address) external view returns (uint);
-}
-
-interface TokenJoinInterface {
-    function dec() external returns (uint);
-    function gem() external returns (TokenInterface);
-    function join(address, uint) external payable;
-    function exit(address, uint) external;
-}
-
-interface DaiJoinInterface {
-    function vat() external returns (VatLike);
-    function dai() external returns (TokenInterface);
-    function join(address, uint) external payable;
-    function exit(address, uint) external;
-}
-
-interface JugLike {
-    function drip(bytes32) external returns (uint);
-}
-// End MakerDAO Helpers
-
 contract DSMath {
 
     uint constant WAD = 10 ** 18;
@@ -210,28 +145,6 @@ contract DSMath {
     function wmul(uint x, uint y) internal pure returns (uint z) {
         z = add(mul(x, y), WAD / 2) / WAD;
     }
-
-    function wdiv(uint x, uint y) internal pure returns (uint z) {
-        z = add(mul(x, WAD), y / 2) / y;
-    }
-
-    function toRad(uint wad) internal pure returns (uint rad) {
-        rad = mul(wad, 10 ** 27);
-    }
-
-    function toInt(uint x) internal pure returns (int y) {
-        y = int(x);
-        require(y >= 0, "int-overflow");
-    }
-
-    function convertTo18(uint _dec, uint256 _amt) internal pure returns (uint256 amt) {
-        amt = mul(_amt, 10 ** (18 - _dec));
-    }
-
-    function convert18ToDec(uint _dec, uint256 _amt) internal pure returns (uint256 amt) {
-        amt = (_amt / 10 ** (18 - _dec));
-    }
-
 }
 
 contract Helpers is DSMath {
@@ -265,7 +178,7 @@ contract Helpers is DSMath {
      * @dev Connector Details.
     */
     function connectorID() public pure returns(uint _type, uint _id) {
-        (_type, _id) = (1, 72);
+        (_type, _id) = (1, 73);
     }
 
     /**
@@ -282,34 +195,6 @@ contract Helpers is DSMath {
         return 0x3d9819210A31b4961b30EF54bE2aeD79B9c9Cd3B;
     }
 
-    /**
-     * @dev Return Maker MCD DAI_Join Address.
-    */
-    function getMcdDaiJoin() internal pure returns (address) {
-        return 0x9759A6Ac90977b93B58547b4A71c78317f391A28;
-    }
-
-    /**
-     * @dev Return Maker MCD Manager Address.
-    */
-    function getMcdManager() internal pure returns (address) {
-        return 0x5ef30b9986345249bc32d8928B7ee64DE9435E39;
-    }
-
-    /**
-     * @dev Return Maker MCD DAI Address.
-    */
-    function getMcdDai() internal pure returns (address) {
-        return 0x6B175474E89094C44Da98b954EedeAC495271d0F;
-    }
-
-    /**
-     * @dev Return Maker MCD Jug Address.
-    */
-    function getMcdJug() internal pure returns (address) {
-        return 0x19c0976f590D67707E62397C87829d896Dc0f1F1;
-    }
-
     /**
      * @dev get Aave Provider
     */
@@ -374,90 +259,6 @@ contract Helpers is DSMath {
         (, , , , , , , , isCol) = aaveData.getUserReserveData(token, address(this));
     }
 
-    /**
-     * @dev Get Vault's ilk.
-    */
-    function getVaultData(ManagerLike managerContract, uint vault) internal view returns (bytes32 ilk, address urn) {
-        ilk = managerContract.ilks(vault);
-        urn = managerContract.urns(vault);
-    }
-
-    /**
-     * @dev Get Vault Debt Amount.
-    */
-    function _getVaultDebt(
-        address vat,
-        bytes32 ilk,
-        address urn
-    ) internal view returns (uint wad) {
-        (, uint rate,,,) = VatLike(vat).ilks(ilk);
-        (, uint art) = VatLike(vat).urns(ilk, urn);
-        uint dai = VatLike(vat).dai(urn);
-
-        uint rad = sub(mul(art, rate), dai);
-        wad = rad / RAY;
-
-        wad = mul(wad, RAY) < rad ? wad + 1 : wad;
-    }
-
-    /**
-     * @dev Get Payback Amount.
-    */
-    function _getWipeAmt(
-        address vat,
-        uint amt,
-        address urn,
-        bytes32 ilk
-    ) internal view returns (int dart)
-    {
-        (, uint rate,,,) = VatLike(vat).ilks(ilk);
-        (, uint art) = VatLike(vat).urns(ilk, urn);
-        dart = toInt(amt / rate);
-        dart = uint(dart) <= art ? - dart : - toInt(art);
-    }
-
-    /**
-     * @dev Convert String to bytes32.
-    */
-    function stringToBytes32(string memory str) internal pure returns (bytes32 result) {
-        require(bytes(str).length != 0, "string-empty");
-        // solium-disable-next-line security/no-inline-assembly
-        assembly {
-            result := mload(add(str, 32))
-        }
-    }
-
-    /**
-     * @dev Get vault ID. If `vault` is 0, get last opened vault.
-    */
-    function getVault(ManagerLike managerContract, uint vault) internal view returns (uint _vault) {
-        if (vault == 0) {
-            require(managerContract.count(address(this)) > 0, "no-vault-opened");
-            _vault = managerContract.last(address(this));
-        } else {
-            _vault = vault;
-        }
-    }
-
-    /**
-     * @dev Get Borrow Amount [MakerDAO]
-    */
-    function _getBorrowAmt(
-        address vat,
-        address urn,
-        bytes32 ilk,
-        uint amt
-    ) internal returns (int dart)
-    {
-        address jug = getMcdJug();
-        uint rate = JugLike(jug).drip(ilk);
-        uint dai = VatLike(vat).dai(urn);
-        if (dai < mul(amt, RAY)) {
-            dart = toInt(sub(mul(amt, RAY), dai) / rate);
-            dart = mul(uint(dart), rate) < mul(amt, RAY) ? dart + 1 : dart;
-        }
-    }
-
     function convertEthToWeth(bool isEth, TokenInterface token, uint amount) internal {
         if(isEth) token.deposit.value(amount)();
     }
@@ -469,7 +270,7 @@ contract Helpers is DSMath {
         }
     }
 
-    function getMaxBorrow(Protocol target, address token, uint rateMode) internal returns (uint amt) {
+    function getMaxBorrow(Protocol target, address token, CTokenInterface ctoken, uint rateMode) internal returns (uint amt) {
         AaveV1Interface aaveV1 = AaveV1Interface(getAaveProvider().getLendingPool());
         AaveV2DataProviderInterface aaveData = getAaveV2DataProvider();
 
@@ -477,11 +278,9 @@ contract Helpers is DSMath {
             (uint _amt, uint _fee) = getPaybackBalance(aaveV1, token);
             amt = _amt + _fee;
         } else if (target == Protocol.AaveV2) {
-            address _token = token == getEthAddr() ? getWethAddr() : token;
-            amt = getPaybackBalanceV2(aaveData, _token, rateMode);
+            amt = getPaybackBalanceV2(aaveData, token, rateMode);
         } else if (target == Protocol.Compound) {
-            address cToken = InstaMapping(getMappingAddr()).cTokenMapping(token);
-            amt = CTokenInterface(cToken).borrowBalanceCurrent(address(this));
+            amt = ctoken.borrowBalanceCurrent(address(this));
         }
     }
 
@@ -495,6 +294,11 @@ contract Helpers is DSMath {
         }
     }
 
+    function calculateFee(uint256 amount, uint256 fee, bool toAdd) internal pure returns(uint feeAmount, uint _amount){
+        feeAmount = wmul(amount, fee);
+        _amount = toAdd ? add(amount, feeAmount) : sub(amount, feeAmount);
+    }
+
     function getTokenInterfaces(uint length, address[] memory tokens) internal pure returns (TokenInterface[] memory) {
         TokenInterface[] memory _tokens = new TokenInterface[](length);
         for (uint i = 0; i < length; i++) {
@@ -551,11 +355,10 @@ contract CompoundHelpers is Helpers {
             address _token = address(token) == getWethAddr() ? getEthAddr() : address(token);
 
             if (amt == uint(-1)) {
-                amt = getMaxBorrow(target, _token, rateMode);
+                amt = getMaxBorrow(target, address(token), ctoken, rateMode);
             }
 
-            uint feeAmt = wmul(amt, fee);
-            uint _amt = add(amt, feeAmt);
+            (uint feeAmt, uint _amt) = calculateFee(amt, fee, true);
 
             require(ctoken.borrow(_amt) == 0, "borrow-failed-collateral?");
             transferFees(_token, feeAmt);
@@ -584,8 +387,7 @@ contract CompoundHelpers is Helpers {
         if (amt > 0) {
             address _token = address(token) == getWethAddr() ? getEthAddr() : address(token);
 
-            uint feeAmt = wmul(amt, fee);
-            uint _amt = sub(amt, feeAmt);
+            (uint feeAmt, uint _amt) = calculateFee(amt, fee, false);
 
             if (_token != getEthAddr()) {
                 token.approve(address(ctoken), _amt);
@@ -609,12 +411,17 @@ contract CompoundHelpers is Helpers {
         }
     }
 
-    function _compWithdrawOne(CTokenInterface ctoken, uint amt) internal returns (uint) {
+    function _compWithdrawOne(CTokenInterface ctoken, TokenInterface token, uint amt) internal returns (uint) {
         if (amt > 0) {
             if (amt == uint(-1)) {
-                amt = ctoken.balanceOf(address(this));
+                bool isEth = address(token) == getWethAddr();
+                uint initalBal = isEth ? address(this).balance : token.balanceOf(address(this));
+                require(ctoken.redeem(ctoken.balanceOf(address(this))) == 0, "withdraw-failed");
+                uint finalBal = isEth ? address(this).balance : token.balanceOf(address(this));
+                amt = sub(finalBal, initalBal);
+            } else {
+                require(ctoken.redeemUnderlying(amt) == 0, "withdraw-failed");
             }
-            require(ctoken.redeemUnderlying(amt) == 0, "withdraw-failed");
         }
         return amt;
     }
@@ -622,11 +429,12 @@ contract CompoundHelpers is Helpers {
     function _compWithdraw(
         uint length,
         CTokenInterface[] memory ctokens,
+        TokenInterface[] memory tokens,
         uint[] memory amts
     ) internal returns(uint[] memory) {
         uint[] memory finalAmts = new uint[](length);
         for (uint i = 0; i < length; i++) {
-            finalAmts[i] = _compWithdrawOne(ctokens[i], amts[i]);
+            finalAmts[i] = _compWithdrawOne(ctokens[i], tokens[i], amts[i]);
         }
         return finalAmts;
     }
@@ -666,16 +474,27 @@ contract AaveV1Helpers is CompoundHelpers {
         uint fee;
         Protocol target;
         TokenInterface[] tokens;
+        CTokenInterface[] ctokens;
         uint[] amts;
         uint[] borrowRateModes;
         uint[] paybackRateModes;
     }
 
+    struct AaveV1DepositData {
+        AaveV1Interface aave;
+        AaveV1CoreInterface aaveCore;
+        uint length;
+        uint fee;
+        TokenInterface[] tokens;
+        uint[] amts;
+    }
+
     function _aaveV1BorrowOne(
         AaveV1Interface aave,
         uint fee,
         Protocol target,
         TokenInterface token,
+        CTokenInterface ctoken,
         uint amt,
         uint borrowRateMode,
         uint paybackRateMode
@@ -685,11 +504,10 @@ contract AaveV1Helpers is CompoundHelpers {
             address _token = address(token) == getWethAddr() ? getEthAddr() : address(token);
 
             if (amt == uint(-1)) {
-                amt = getMaxBorrow(target, _token, paybackRateMode);
+                amt = getMaxBorrow(target, address(token), ctoken, paybackRateMode);
             }
 
-            uint feeAmt = wmul(amt, fee);
-            uint _amt = add(amt, feeAmt);
+            (uint feeAmt, uint _amt) = calculateFee(amt, fee, true);
 
             aave.borrow(_token, _amt, borrowRateMode, getReferralCode());
             transferFees(_token, feeAmt);
@@ -707,6 +525,7 @@ contract AaveV1Helpers is CompoundHelpers {
                 data.fee,
                 data.target,
                 data.tokens[i],
+                data.ctokens[i],
                 data.amts[i],
                 data.borrowRateModes[i],
                 data.paybackRateModes[i]
@@ -724,8 +543,7 @@ contract AaveV1Helpers is CompoundHelpers {
     ) internal {
         if (amt > 0) {
             uint ethAmt;
-            uint feeAmt = wmul(amt, fee);
-            uint _amt = sub(amt, feeAmt);
+            (uint feeAmt, uint _amt) = calculateFee(amt, fee, false);
 
             bool isEth = address(token) == getWethAddr();
 
@@ -747,15 +565,16 @@ contract AaveV1Helpers is CompoundHelpers {
     }
 
     function _aaveV1Deposit(
-        AaveV1Interface aave,
-        AaveV1CoreInterface aaveCore,
-        uint length,
-        uint fee,
-        TokenInterface[] memory tokens,
-        uint[] memory amts
+        AaveV1DepositData memory data
     ) internal {
-        for (uint i = 0; i < length; i++) {
-            _aaveV1DepositOne(aave, aaveCore, fee, tokens[i], amts[i]);
+        for (uint i = 0; i < data.length; i++) {
+            _aaveV1DepositOne(
+                data.aave,
+                data.aaveCore,
+                data.fee,
+                data.tokens[i],
+                data.amts[i]
+            );
         }
     }
 
@@ -768,10 +587,10 @@ contract AaveV1Helpers is CompoundHelpers {
         if (amt > 0) {
             address _token = address(token) == getWethAddr() ? getEthAddr() : address(token);
             ATokenV1Interface atoken = ATokenV1Interface(aaveCore.getReserveATokenAddress(_token));
-            atoken.redeem(amt);
             if (amt == uint(-1)) {
                 amt = getWithdrawBalance(aave, _token);
             }
+            atoken.redeem(amt);
         }
         return amt;
     }
@@ -840,29 +659,47 @@ contract AaveV2Helpers is AaveV1Helpers {
         uint fee;
         Protocol target;
         TokenInterface[] tokens;
+        CTokenInterface[] ctokens;
         uint[] amts;
         uint[] rateModes;
     }
 
+    struct AaveV2PaybackData {
+        AaveV2Interface aave;
+        AaveV2DataProviderInterface aaveData;
+        uint length;
+        TokenInterface[] tokens;
+        uint[] amts;
+        uint[] rateModes;
+    }
+
+    struct AaveV2WithdrawData {
+        AaveV2Interface aave;
+        AaveV2DataProviderInterface aaveData;
+        uint length;
+        TokenInterface[] tokens;
+        uint[] amts;
+    }
+
     function _aaveV2BorrowOne(
         AaveV2Interface aave,
         uint fee,
         Protocol target,
         TokenInterface token,
+        CTokenInterface ctoken,
         uint amt,
         uint rateMode
     ) internal returns (uint) {
         if (amt > 0) {
-            address _token = address(token) == getWethAddr() ? getEthAddr() : address(token);
+            bool isEth = address(token) == getWethAddr();
+            
+            address _token = isEth ? getEthAddr() : address(token);
 
             if (amt == uint(-1)) {
-                amt = getMaxBorrow(target, _token, rateMode);
+                amt = getMaxBorrow(target, _token, ctoken, rateMode);
             }
 
-            uint feeAmt = wmul(amt, fee);
-            uint _amt = add(amt, feeAmt);
-
-            bool isEth = address(token) == getWethAddr();
+            (uint feeAmt, uint _amt) = calculateFee(amt, fee, true);
 
             aave.borrow(address(token), _amt, rateMode, getReferralCode(), address(this));
             convertWethToEth(isEth, token, amt);
@@ -882,6 +719,7 @@ contract AaveV2Helpers is AaveV1Helpers {
                 data.fee,
                 data.target,
                 data.tokens[i],
+                data.ctokens[i],
                 data.amts[i],
                 data.rateModes[i]
             );
@@ -897,8 +735,7 @@ contract AaveV2Helpers is AaveV1Helpers {
         uint amt
     ) internal {
         if (amt > 0) {
-            uint feeAmt = wmul(amt, fee);
-            uint _amt = sub(amt, feeAmt);
+            (uint feeAmt, uint _amt) = calculateFee(amt, fee, false);
 
             bool isEth = address(token) == getWethAddr();
             address _token = isEth ? getEthAddr() : address(token);
@@ -948,15 +785,16 @@ contract AaveV2Helpers is AaveV1Helpers {
     }
 
     function _aaveV2Withdraw(
-        AaveV2Interface aave,
-        AaveV2DataProviderInterface aaveData,
-        uint length,
-        TokenInterface[] memory tokens,
-        uint[] memory amts
+        AaveV2WithdrawData memory data
     ) internal returns (uint[] memory) {
-        uint[] memory finalAmts = new uint[](length);
-        for (uint i = 0; i < length; i++) {
-            finalAmts[i] = _aaveV2WithdrawOne(aave, aaveData, tokens[i], amts[i]);
+        uint[] memory finalAmts = new uint[](data.length);
+        for (uint i = 0; i < data.length; i++) {
+            finalAmts[i] = _aaveV2WithdrawOne(
+                data.aave,
+                data.aaveData,
+                data.tokens[i],
+                data.amts[i]
+            );
         }
         return finalAmts;
     }
@@ -982,168 +820,21 @@ contract AaveV2Helpers is AaveV1Helpers {
     }
 
     function _aaveV2Payback(
-        AaveV2Interface aave,
-        AaveV2DataProviderInterface aaveData,
-        uint length,
-        TokenInterface[] memory tokens,
-        uint[] memory amts,
-        uint[] memory rateModes
+        AaveV2PaybackData memory data
     ) internal {
-        for (uint i = 0; i < length; i++) {
-            _aaveV2PaybackOne(aave, aaveData, tokens[i], amts[i], rateModes[i]);
-        }
-    }
-}
-
-contract MakerHelpers is AaveV2Helpers {
-
-    struct MakerData {
-        uint _vault;
-        address colAddr;
-        address daiJoin;
-        TokenJoinInterface tokenJoinContract;
-        VatLike vatContract;
-        TokenInterface tokenContract;
-        DaiJoinInterface daiJoinContract;
-    }
-
-    function _makerOpen(string memory colType) internal {
-        bytes32 ilk = stringToBytes32(colType);
-        require(InstaMapping(getMappingAddr()).gemJoinMapping(ilk) != address(0), "wrong-col-type");
-        ManagerLike(getMcdManager()).open(ilk, address(this));
-    }
-
-    function _makerDepositAndBorrow(
-        uint vault,
-        uint collateralAmt,
-        uint debtAmt,
-        uint collateralFee,
-        uint debtFee
-    ) internal {
-        uint collateralFeeAmt = wmul(collateralAmt, collateralFee);
-        uint _collateralAmt = sub(collateralAmt, collateralFeeAmt);
-
-        uint debtFeeAmt = wmul(debtAmt, debtFee);
-        uint _debtAmt = add(debtAmt, debtFeeAmt);
-
-        MakerData memory makerData;
-
-        ManagerLike managerContract = ManagerLike(getMcdManager());
-
-        makerData._vault = getVault(managerContract, vault);
-        (bytes32 ilk, address urn) = getVaultData(managerContract, makerData._vault);
-
-        makerData.colAddr = InstaMapping(getMappingAddr()).gemJoinMapping(ilk);
-        makerData.tokenJoinContract = TokenJoinInterface(makerData.colAddr);
-        makerData.tokenContract = makerData.tokenJoinContract.gem();
-        makerData.daiJoin = getMcdDaiJoin();
-        makerData.vatContract = VatLike(managerContract.vat());
-
-        if (address(makerData.tokenContract) == getWethAddr()) {
-            makerData.tokenContract.deposit.value(collateralAmt)();
-        }
-
-        transferFees(address(makerData.tokenContract), collateralFeeAmt);
-
-        makerData.tokenContract.approve(address(makerData.colAddr), _collateralAmt);
-        makerData.tokenJoinContract.join(urn, _collateralAmt);
-
-        int intAmt = toInt(convertTo18(makerData.tokenJoinContract.dec(), _collateralAmt));
-
-        int dart = _getBorrowAmt(address(makerData.vatContract), urn, ilk, _debtAmt);
-
-        managerContract.frob(
-            makerData._vault,
-            intAmt,
-            dart
-        );
-
-        managerContract.move(
-            makerData._vault,
-            address(this),
-            toRad(_debtAmt)
-        );
-
-        if (makerData.vatContract.can(address(this), address(makerData.daiJoin)) == 0) {
-            makerData.vatContract.hope(makerData.daiJoin);
-        }
-
-        DaiJoinInterface(makerData.daiJoin).exit(address(this), _debtAmt);
-
-        transferFees(getMcdDai(), debtFeeAmt);
-    }
-
-    function _makerPaybackAndWithdraw(
-        uint vault,
-        uint withdrawAmt,
-        uint paybackAmt
-    ) internal returns (uint, uint) {
-        ManagerLike managerContract = ManagerLike(getMcdManager());
-        MakerData memory makerData;
-
-        makerData._vault = getVault(managerContract, vault);
-        (bytes32 ilk, address urn) = getVaultData(managerContract, makerData._vault);
-
-        makerData.colAddr = InstaMapping(getMappingAddr()).gemJoinMapping(ilk);
-        makerData.tokenJoinContract = TokenJoinInterface(makerData.colAddr);
-        makerData.tokenContract = makerData.tokenJoinContract.gem();
-        makerData.daiJoin = getMcdDaiJoin();
-        makerData.vatContract = VatLike(managerContract.vat());
-
-        uint _withdrawAmt18;
-        if (withdrawAmt == uint(-1)) {
-            (_withdrawAmt18,) = makerData.vatContract.urns(ilk, urn);
-            withdrawAmt = convert18ToDec(makerData.tokenJoinContract.dec(), _withdrawAmt18);
-        } else {
-            _withdrawAmt18 = convertTo18(makerData.tokenJoinContract.dec(), withdrawAmt);
-        }
-
-        int _paybackDart;
-        {
-            (, uint art) = makerData.vatContract.urns(ilk, urn);
-            uint _maxDebt = _getVaultDebt(address(makerData.vatContract), ilk, urn);
-            _paybackDart = paybackAmt == uint(-1) ?
-                -int(art) :
-                _getWipeAmt(
-                address(makerData.vatContract),
-                makerData.vatContract.dai(urn),
-                urn,
-                ilk
+        for (uint i = 0; i < data.length; i++) {
+            _aaveV2PaybackOne(
+                data.aave,
+                data.aaveData,
+                data.tokens[i],
+                data.amts[i],
+                data.rateModes[i]
             );
-
-            paybackAmt = paybackAmt == uint(-1) ? _maxDebt : paybackAmt;
-
-            require(_maxDebt >= paybackAmt, "paying-excess-debt");
         }
-
-        makerData.daiJoinContract = DaiJoinInterface(makerData.daiJoin);
-        makerData.daiJoinContract.dai().approve(makerData.daiJoin, paybackAmt);
-        makerData.daiJoinContract.join(urn, paybackAmt);
-
-        managerContract.frob(
-            makerData._vault,
-            -toInt(_withdrawAmt18),
-            _paybackDart
-        );
-
-        managerContract.flux(
-            makerData._vault,
-            address(this),
-            _withdrawAmt18
-        );
-
-        if (address(makerData.tokenContract) == getWethAddr()) {
-            makerData.tokenJoinContract.exit(address(this), _withdrawAmt18);
-            makerData.tokenContract.withdraw(_withdrawAmt18);
-        } else {
-            makerData.tokenJoinContract.exit(address(this), _withdrawAmt18);
-        }
-
-        return (withdrawAmt, paybackAmt);
     }
 }
 
-contract RefinanceResolver is MakerHelpers {
+contract RefinanceResolver is AaveV2Helpers {
 
     struct RefinanceData {
         Protocol source;
@@ -1157,22 +848,6 @@ contract RefinanceResolver is MakerHelpers {
         uint[] paybackRateModes;
     }
 
-    struct RefinanceMakerData {
-        uint fromVaultId;
-        uint toVaultId;
-        Protocol source;
-        Protocol target;
-        uint collateralFee;
-        uint debtFee;
-        bool isFrom;
-        string colType;
-        address token;
-        uint debt;
-        uint collateral;
-        uint borrowRateMode;
-        uint paybackRateMode;
-    }
-
     function refinance(RefinanceData calldata data) external payable {
 
         require(data.source != data.target, "source-and-target-unequal");
@@ -1193,6 +868,7 @@ contract RefinanceResolver is MakerHelpers {
         uint[] memory paybackAmts;
 
         TokenInterface[] memory tokens = getTokenInterfaces(length, data.tokens);
+        CTokenInterface[] memory _ctokens = getCtokenInterfaces(length, data.tokens);
 
         if (data.source == Protocol.Aave && data.target == Protocol.AaveV2) {
             AaveV2BorrowData memory _aaveV2BorrowData;
@@ -1200,8 +876,9 @@ contract RefinanceResolver is MakerHelpers {
             _aaveV2BorrowData.aave = aaveV2;
             _aaveV2BorrowData.length = length;
             _aaveV2BorrowData.fee = data.debtFee;
-            _aaveV2BorrowData.target = data.target;
+            _aaveV2BorrowData.target = data.source;
             _aaveV2BorrowData.tokens = tokens;
+            _aaveV2BorrowData.ctokens = _ctokens;
             _aaveV2BorrowData.amts = data.borrowAmts;
             _aaveV2BorrowData.rateModes = data.borrowRateModes;
 
@@ -1210,14 +887,13 @@ contract RefinanceResolver is MakerHelpers {
             depositAmts = _aaveV1Withdraw(aaveV1, aaveCore, length, tokens, data.withdrawAmts);
             _aaveV2Deposit(aaveV2, aaveData, length, data.collateralFee, tokens, depositAmts);
         } else if (data.source == Protocol.Aave && data.target == Protocol.Compound) {
-            CTokenInterface[] memory _ctokens = getCtokenInterfaces(length, data.tokens);
             _compEnterMarkets(length, _ctokens);
 
             CompoundBorrowData memory _compoundBorrowData;
 
             _compoundBorrowData.length = length;
             _compoundBorrowData.fee = data.debtFee;
-            _compoundBorrowData.target = data.target;
+            _compoundBorrowData.target = data.source;
             _compoundBorrowData.ctokens = _ctokens;
             _compoundBorrowData.tokens = tokens;
             _compoundBorrowData.amts = data.borrowAmts;
@@ -1231,22 +907,54 @@ contract RefinanceResolver is MakerHelpers {
         } else if (data.source == Protocol.AaveV2 && data.target == Protocol.Aave) {
 
             AaveV1BorrowData memory _aaveV1BorrowData;
+            AaveV2PaybackData memory _aaveV2PaybackData;
+            AaveV2WithdrawData memory _aaveV2WithdrawData;
 
-            _aaveV1BorrowData.aave = aaveV1;
-            _aaveV1BorrowData.length = length;
-            _aaveV1BorrowData.fee = data.debtFee;
-            _aaveV1BorrowData.target = data.target;
-            _aaveV1BorrowData.tokens = tokens;
-            _aaveV1BorrowData.amts = data.borrowAmts;
-            _aaveV1BorrowData.borrowRateModes = data.borrowRateModes;
-            _aaveV1BorrowData.paybackRateModes = data.paybackRateModes;
+            {
+                _aaveV1BorrowData.aave = aaveV1;
+                _aaveV1BorrowData.length = length;
+                _aaveV1BorrowData.fee = data.debtFee;
+                _aaveV1BorrowData.target = data.source;
+                _aaveV1BorrowData.tokens = tokens;
+                _aaveV1BorrowData.ctokens = _ctokens;
+                _aaveV1BorrowData.amts = data.borrowAmts;
+                _aaveV1BorrowData.borrowRateModes = data.borrowRateModes;
+                _aaveV1BorrowData.paybackRateModes = data.paybackRateModes;
 
-            paybackAmts = _aaveV1Borrow(_aaveV1BorrowData);
-            _aaveV2Payback(aaveV2, aaveData, length, tokens, paybackAmts, data.paybackRateModes);
-            depositAmts = _aaveV2Withdraw(aaveV2, aaveData, length, tokens, data.withdrawAmts);
-            _aaveV1Deposit(aaveV1, aaveCore, length, data.collateralFee, tokens, depositAmts);
+                paybackAmts = _aaveV1Borrow(_aaveV1BorrowData);
+            }
+            
+            {
+                _aaveV2PaybackData.aave = aaveV2;
+                _aaveV2PaybackData.aaveData = aaveData;
+                _aaveV2PaybackData.length = length;
+                _aaveV2PaybackData.tokens = tokens;
+                _aaveV2PaybackData.amts = paybackAmts;
+                _aaveV2PaybackData.rateModes = data.paybackRateModes;
+                _aaveV2Payback(_aaveV2PaybackData);
+            }
+
+            {
+                _aaveV2WithdrawData.aave = aaveV2;
+                _aaveV2WithdrawData.aaveData = aaveData;
+                _aaveV2WithdrawData.length = length;
+                _aaveV2WithdrawData.tokens = tokens;
+                _aaveV2WithdrawData.amts = data.withdrawAmts;
+                depositAmts = _aaveV2Withdraw(_aaveV2WithdrawData);
+            }
+            {
+                AaveV1DepositData memory _aaveV1DepositData;
+                
+                _aaveV1DepositData.aave = aaveV1;
+                _aaveV1DepositData.aaveCore = aaveCore;
+                _aaveV1DepositData.length = length;
+                _aaveV1DepositData.fee = data.collateralFee;
+                _aaveV1DepositData.tokens = tokens;
+                _aaveV1DepositData.amts = depositAmts;
+
+                _aaveV1Deposit(_aaveV1DepositData);
+            }
         } else if (data.source == Protocol.AaveV2 && data.target == Protocol.Compound) {
-            CTokenInterface[] memory _ctokens = getCtokenInterfaces(length, data.tokens);
             _compEnterMarkets(length, _ctokens);
 
             {
@@ -1254,7 +962,7 @@ contract RefinanceResolver is MakerHelpers {
 
                 _compoundBorrowData.length = length;
                 _compoundBorrowData.fee = data.debtFee;
-                _compoundBorrowData.target = data.target;
+                _compoundBorrowData.target = data.source;
                 _compoundBorrowData.ctokens = _ctokens;
                 _compoundBorrowData.tokens = tokens;
                 _compoundBorrowData.amts = data.borrowAmts;
@@ -1262,9 +970,28 @@ contract RefinanceResolver is MakerHelpers {
 
                 paybackAmts = _compBorrow(_compoundBorrowData);
             }
+
+            AaveV2PaybackData memory _aaveV2PaybackData;
+
+            _aaveV2PaybackData.aave = aaveV2;
+            _aaveV2PaybackData.aaveData = aaveData;
+            _aaveV2PaybackData.length = length;
+            _aaveV2PaybackData.tokens = tokens;
+            _aaveV2PaybackData.amts = paybackAmts;
+            _aaveV2PaybackData.rateModes = data.paybackRateModes;
             
-            _aaveV2Payback(aaveV2, aaveData, length, tokens, paybackAmts, data.paybackRateModes);
-            depositAmts = _aaveV2Withdraw(aaveV2, aaveData, length, tokens, data.withdrawAmts);
+            _aaveV2Payback(_aaveV2PaybackData);
+
+            {
+                AaveV2WithdrawData memory _aaveV2WithdrawData;
+
+                _aaveV2WithdrawData.aave = aaveV2;
+                _aaveV2WithdrawData.aaveData = aaveData;
+                _aaveV2WithdrawData.length = length;
+                _aaveV2WithdrawData.tokens = tokens;
+                _aaveV2WithdrawData.amts = data.withdrawAmts;
+                depositAmts = _aaveV2Withdraw(_aaveV2WithdrawData);
+            }
             _compDeposit(length, data.collateralFee, _ctokens, tokens, depositAmts);
         } else if (data.source == Protocol.Compound && data.target == Protocol.Aave) {
 
@@ -1273,108 +1000,51 @@ contract RefinanceResolver is MakerHelpers {
             _aaveV1BorrowData.aave = aaveV1;
             _aaveV1BorrowData.length = length;
             _aaveV1BorrowData.fee = data.debtFee;
-            _aaveV1BorrowData.target = data.target;
+            _aaveV1BorrowData.target = data.source;
             _aaveV1BorrowData.tokens = tokens;
+            _aaveV1BorrowData.ctokens = _ctokens;
             _aaveV1BorrowData.amts = data.borrowAmts;
             _aaveV1BorrowData.borrowRateModes = data.borrowRateModes;
             _aaveV1BorrowData.paybackRateModes = data.paybackRateModes;
             
             paybackAmts = _aaveV1Borrow(_aaveV1BorrowData);
             {
-            CTokenInterface[] memory _ctokens = getCtokenInterfaces(length, data.tokens);
             _compPayback(length, _ctokens, tokens, paybackAmts);
-            depositAmts = _compWithdraw(length, _ctokens, data.withdrawAmts);
+            depositAmts = _compWithdraw(length, _ctokens, tokens, data.withdrawAmts);
             }
-            _aaveV1Deposit(aaveV1, aaveCore, length, data.collateralFee, tokens, depositAmts);
-        } else if (data.source == Protocol.Compound && data.target == Protocol.AaveV2) {
-            CTokenInterface[] memory _ctokens = getCtokenInterfaces(length, data.tokens);
 
+            {
+                AaveV1DepositData memory _aaveV1DepositData;
+                
+                _aaveV1DepositData.aave = aaveV1;
+                _aaveV1DepositData.aaveCore = aaveCore;
+                _aaveV1DepositData.length = length;
+                _aaveV1DepositData.fee = data.collateralFee;
+                _aaveV1DepositData.tokens = tokens;
+                _aaveV1DepositData.amts = depositAmts;
+
+                _aaveV1Deposit(_aaveV1DepositData);
+            }
+        } else if (data.source == Protocol.Compound && data.target == Protocol.AaveV2) {
             AaveV2BorrowData memory _aaveV2BorrowData;
 
             _aaveV2BorrowData.aave = aaveV2;
             _aaveV2BorrowData.length = length;
             _aaveV2BorrowData.fee = data.debtFee;
-            _aaveV2BorrowData.target = data.target;
+            _aaveV2BorrowData.target = data.source;
             _aaveV2BorrowData.tokens = tokens;
+            _aaveV2BorrowData.ctokens = _ctokens;
             _aaveV2BorrowData.amts = data.borrowAmts;
             _aaveV2BorrowData.rateModes = data.borrowRateModes;
             
             paybackAmts = _aaveV2Borrow(_aaveV2BorrowData);
             _compPayback(length, _ctokens, tokens, paybackAmts);
-            depositAmts = _compWithdraw(length, _ctokens, data.withdrawAmts);
+            depositAmts = _compWithdraw(length, _ctokens, tokens, data.withdrawAmts);
             _aaveV2Deposit(aaveV2, aaveData, length, data.collateralFee, tokens, depositAmts);
         } else {
             revert("invalid-options");
         }
     }
-
-    function refinanceMaker(RefinanceMakerData calldata data) external payable {
-
-        AaveV2Interface aaveV2 = AaveV2Interface(getAaveV2Provider().getLendingPool());
-        AaveV1Interface aaveV1 = AaveV1Interface(getAaveProvider().getLendingPool());
-        AaveV1CoreInterface aaveCore = AaveV1CoreInterface(getAaveProvider().getLendingPoolCore());
-        AaveV2DataProviderInterface aaveData = getAaveV2DataProvider();
-
-        TokenInterface dai = TokenInterface(getMcdDai());
-        TokenInterface token = TokenInterface(data.token == getEthAddr() ? getWethAddr() : data.token);
-
-        uint depositAmt;
-        uint borrowAmt;
-
-        if (data.isFrom) {
-            (depositAmt, borrowAmt) = _makerPaybackAndWithdraw(
-                data.fromVaultId,
-                data.collateral,
-                data.debt
-            );
-
-            if (data.target == Protocol.Aave) {
-                _aaveV1DepositOne(aaveV1, aaveCore, data.collateralFee, token, depositAmt);
-                _aaveV1BorrowOne(aaveV1, data.debtFee, Protocol.AaveV2, dai, borrowAmt, data.borrowRateMode, 2);
-            } else if (data.target == Protocol.AaveV2) {
-                _aaveV2DepositOne(aaveV2, aaveData, data.collateralFee, token, depositAmt);
-                _aaveV2BorrowOne(aaveV2, data.debtFee, Protocol.AaveV2, dai, borrowAmt, data.borrowRateMode);
-            } else if (data.target == Protocol.Compound) {
-                address[] memory tokens = new address[](2);
-                tokens[0] = address(dai);
-                tokens[1] = data.token;
-
-                CTokenInterface[] memory _ctokens = getCtokenInterfaces(2, tokens);
-
-                _compEnterMarkets(2, _ctokens);
-
-                _compDepositOne(data.collateralFee, _ctokens[1], token, depositAmt);
-                _compBorrowOne(data.debtFee, _ctokens[0], dai, borrowAmt, Protocol.Aave, 2);
-            } else {
-                revert("invalid-option");
-            }
-        } else {
-            if (data.toVaultId == 0) {
-                _makerOpen(data.colType);
-            }
-
-            if (data.source == Protocol.Aave) {
-                borrowAmt = _aaveV1PaybackOne(aaveV1, aaveCore, dai, data.debt);
-                depositAmt = _aaveV1WithdrawOne(aaveV1, aaveCore, token, data.collateral);
-            } else if (data.source == Protocol.AaveV2) {
-                borrowAmt = _aaveV2PaybackOne(aaveV2, aaveData, dai, data.debt, data.paybackRateMode);
-                depositAmt = _aaveV2WithdrawOne(aaveV2, aaveData, token, data.collateral);
-            } else if (data.source == Protocol.Compound) {
-                address _cDai = InstaMapping(getMappingAddr()).cTokenMapping(address(dai));
-                address _cToken = InstaMapping(getMappingAddr()).cTokenMapping(data.token);
-
-                CTokenInterface cDai = CTokenInterface(_cDai);
-                CTokenInterface cToken = CTokenInterface(_cToken);
-
-                borrowAmt = _compPaybackOne(cDai, dai, data.debt);
-                depositAmt = _compWithdrawOne(cToken, data.collateral);
-            } else {
-                revert("invalid-option");
-            }
-
-            _makerDepositAndBorrow(data.toVaultId, depositAmt, borrowAmt, data.collateralFee, data.debtFee);
-        }
-    }
 }
 
 contract ConnectRefinance is RefinanceResolver {