// SPDX-License-Identifier: agpl-3.0 pragma solidity ^0.6.8; import {SafeMath} from "@openzeppelin/contracts/math/SafeMath.sol"; import {IERC20} from "@openzeppelin/contracts/token/ERC20/IERC20.sol"; import {CoreLibrary} from "./CoreLibrary.sol"; import {ReserveLogic} from "./ReserveLogic.sol"; import {UserLogic} from "./UserLogic.sol"; import {WadRayMath} from "./WadRayMath.sol"; import "../interfaces/IPriceOracleGetter.sol"; import {IFeeProvider} from "../interfaces/IFeeProvider.sol"; /** * @title GenericLogic library * @author Aave * @title Implements protocol-level logic to check the status of the user across all the reserves */ library GenericLogic { using ReserveLogic for CoreLibrary.ReserveData; using UserLogic for CoreLibrary.UserReserveData; using SafeMath for uint256; using WadRayMath for uint256; uint256 public constant HEALTH_FACTOR_LIQUIDATION_THRESHOLD = 1e18; struct balanceDecreaseAllowedLocalVars { uint256 decimals; uint256 collateralBalanceETH; uint256 borrowBalanceETH; uint256 totalFeesETH; uint256 currentLiquidationThreshold; uint256 reserveLiquidationThreshold; uint256 amountToDecreaseETH; uint256 collateralBalancefterDecrease; uint256 liquidationThresholdAfterDecrease; uint256 healthFactorAfterDecrease; bool reserveUsageAsCollateralEnabled; } /** * @dev check if a specific balance decrease is allowed (i.e. doesn't bring the user borrow position health factor under HEALTH_FACTOR_LIQUIDATION_THRESHOLD) * @param _reserve the address of the reserve * @param _user the address of the user * @param _amount the amount to decrease * @return true if the decrease of the balance is allowed **/ function balanceDecreaseAllowed( address _reserve, address _user, uint256 _amount, mapping(address => CoreLibrary.ReserveData) storage _reservesData, mapping(address => mapping(address => CoreLibrary.UserReserveData)) storage _usersData, address[] calldata _reserves, address _oracle ) external view returns (bool) { // Usage of a memory struct of vars to avoid "Stack too deep" errors due to local variables balanceDecreaseAllowedLocalVars memory vars; if ( !_reservesData[_reserve].usageAsCollateralEnabled || !_usersData[_user][_reserve].useAsCollateral ) { return true; //if reserve is not used as collateral, no reasons to block the transfer } ( vars.collateralBalanceETH, vars.borrowBalanceETH, vars.totalFeesETH, , vars.currentLiquidationThreshold, ) = calculateUserAccountData(_user, _reservesData, _usersData, _reserves, _oracle); if (vars.borrowBalanceETH == 0) { return true; //no borrows - no reasons to block the transfer } vars.amountToDecreaseETH = IPriceOracleGetter(_oracle) .getAssetPrice(_reserve) .mul(_amount) .div(10 ** _reservesData[_reserve].decimals); vars.collateralBalancefterDecrease = vars.collateralBalanceETH.sub( vars.amountToDecreaseETH ); //if there is a borrow, there can't be 0 collateral if (vars.collateralBalancefterDecrease == 0) { return false; } vars.liquidationThresholdAfterDecrease = vars .collateralBalanceETH .mul(vars.currentLiquidationThreshold) .sub(vars.amountToDecreaseETH.mul(vars.reserveLiquidationThreshold)) .div(vars.collateralBalancefterDecrease); uint256 healthFactorAfterDecrease = calculateHealthFactorFromBalances( vars.collateralBalancefterDecrease, vars.borrowBalanceETH, vars.totalFeesETH, vars.liquidationThresholdAfterDecrease ); return healthFactorAfterDecrease > GenericLogic.HEALTH_FACTOR_LIQUIDATION_THRESHOLD; } struct CalculateUserAccountDataVars { uint256 reserveUnitPrice; uint256 tokenUnit; uint256 compoundedLiquidityBalance; uint256 compoundedBorrowBalance; uint256 reserveDecimals; uint256 baseLtv; uint256 liquidationThreshold; uint256 originationFee; uint256 i; uint256 healthFactor; uint256 totalCollateralBalanceETH; uint256 totalBorrowBalanceETH; uint256 totalFeesETH; uint256 currentLtv; uint256 currentLiquidationThreshold; bool healthFactorBelowThreshold; address currentReserveAddress; bool usageAsCollateralEnabled; bool userUsesReserveAsCollateral; } /** * @dev calculates the user data across the reserves. * this includes the total liquidity/collateral/borrow balances in ETH, * the average Loan To Value, the average Liquidation Ratio, and the Health factor. * @param _user the address of the user * @param _reservesData data of all the reserves * @param _usersReserveData data * @return the total liquidity, total collateral, total borrow balances of the user in ETH. * also the average Ltv, liquidation threshold, and the health factor **/ function calculateUserAccountData( address _user, mapping(address => CoreLibrary.ReserveData) storage _reservesData, mapping(address => mapping(address => CoreLibrary.UserReserveData)) storage _usersReserveData, address[] memory _reserves, address _oracle ) public view returns (uint256, uint256, uint256, uint256, uint256, uint256) { CalculateUserAccountDataVars memory vars; for (vars.i = 0; vars.i < _reserves.length; vars.i++) { vars.currentReserveAddress = _reserves[vars.i]; CoreLibrary.ReserveData storage currentReserve = _reservesData[vars .currentReserveAddress]; vars.compoundedLiquidityBalance = IERC20(currentReserve.aTokenAddress).balanceOf(_user); vars.compoundedBorrowBalance = IERC20(currentReserve.stableDebtTokenAddress).balanceOf(_user); vars.compoundedBorrowBalance = vars.compoundedBorrowBalance.add(IERC20(currentReserve.variableDebtTokenAddress).balanceOf(_user)); if (vars.compoundedLiquidityBalance == 0 && vars.compoundedBorrowBalance == 0) { continue; } vars.tokenUnit = 10 ** currentReserve.decimals; vars.reserveUnitPrice = IPriceOracleGetter(_oracle).getAssetPrice(_reserves[vars.i]); //liquidity and collateral balance if (vars.compoundedLiquidityBalance > 0) { uint256 liquidityBalanceETH = vars .reserveUnitPrice .mul(vars.compoundedLiquidityBalance) .div(vars.tokenUnit); if ( currentReserve.usageAsCollateralEnabled && _usersReserveData[_user][_reserves[vars.i]].useAsCollateral ) { vars.totalCollateralBalanceETH = vars.totalCollateralBalanceETH.add( liquidityBalanceETH ); vars.currentLtv = vars.currentLtv.add( liquidityBalanceETH.mul(currentReserve.baseLTVasCollateral) ); vars.currentLiquidationThreshold = vars.currentLiquidationThreshold.add( liquidityBalanceETH.mul(currentReserve.liquidationThreshold) ); } } if (vars.compoundedBorrowBalance > 0) { vars.totalBorrowBalanceETH = vars.totalBorrowBalanceETH.add( vars.reserveUnitPrice.mul(vars.compoundedBorrowBalance).div(vars.tokenUnit) ); vars.totalFeesETH = vars.totalFeesETH.add( vars.originationFee.mul(vars.reserveUnitPrice).div(vars.tokenUnit) ); } } vars.currentLtv = vars.totalCollateralBalanceETH > 0 ? vars.currentLtv.div(vars.totalCollateralBalanceETH) : 0; vars.currentLiquidationThreshold = vars.totalCollateralBalanceETH > 0 ? vars.currentLiquidationThreshold.div(vars.totalCollateralBalanceETH) : 0; vars.healthFactor = calculateHealthFactorFromBalances( vars.totalCollateralBalanceETH, vars.totalBorrowBalanceETH, vars.totalFeesETH, vars.currentLiquidationThreshold ); return ( vars.totalCollateralBalanceETH, vars.totalBorrowBalanceETH, vars.totalFeesETH, vars.currentLtv, vars.currentLiquidationThreshold, vars.healthFactor ); } /** * @dev calculates the health factor from the corresponding balances * @param collateralBalanceETH the total collateral balance in ETH * @param borrowBalanceETH the total borrow balance in ETH * @param totalFeesETH the total fees in ETH * @param liquidationThreshold the avg liquidation threshold * @return the health factor calculated from the balances provided **/ function calculateHealthFactorFromBalances( uint256 collateralBalanceETH, uint256 borrowBalanceETH, uint256 totalFeesETH, uint256 liquidationThreshold ) internal pure returns (uint256) { if (borrowBalanceETH == 0) return uint256(-1); return (collateralBalanceETH.mul(liquidationThreshold).div(100)).wadDiv( borrowBalanceETH.add(totalFeesETH) ); } /** * @dev calculates the equivalent amount in ETH that an user can borrow, depending on the available collateral and the * average Loan To Value. * @param collateralBalanceETH the total collateral balance * @param borrowBalanceETH the total borrow balance * @param totalFeesETH the total fees * @param ltv the average loan to value * @return the amount available to borrow in ETH for the user **/ function calculateAvailableBorrowsETH( uint256 collateralBalanceETH, uint256 borrowBalanceETH, uint256 totalFeesETH, uint256 ltv, address _feeProvider ) external view returns (uint256) { uint256 availableBorrowsETH = collateralBalanceETH.mul(ltv).div(100); //ltv is in percentage if (availableBorrowsETH < borrowBalanceETH) { return 0; } availableBorrowsETH = availableBorrowsETH.sub(borrowBalanceETH.add(totalFeesETH)); //calculate fee uint256 borrowFee = IFeeProvider(_feeProvider).calculateLoanOriginationFee( msg.sender, availableBorrowsETH ); return availableBorrowsETH.sub(borrowFee); } }